All the goods are under general freight forwarding insurance in accordance with Estonian Logistics and Freight Forwarding Association (ELEA) and CMR general conditions.
Freight forwarder's responsibility is limited to the brutto weight of the transported goods. According to the ELEA general conditions the freight-forwarder's liability is maximum 8,33 SDR (http://www.imf.org/external/np/fin/data/rms_five.aspx) for each brutto kg of damaged or disappeared goods. In case of more expensive goods we advise you to make a separate transport insurance agreement which covers all goods value risks.
The device, weight 100 kg, has been sent to England by customer, 300 EUR in value. The device has been damaged during the transportation and becomes useless.
Calculation: 100 kg x 8,33 SDR x 1,17= 975 EUR
Because CMR insurance covers 100% of the value of shipment, there is no need to order the cargo insurance.
40 personal computers, in value 600 EUR each, has been sent to England by customer. Total value of the shipment is 24 000 EUR, total weight is 103 kg. The shipment has been damaged during the transportation and becomes useless.
Calculation: 103 kg x 8,33 SDR x 1,17= 1004 EUR
It is less then total value of computers. In case like this, it is recommended to client to order extra cargo insurance.